Energy efficiency rebates in New York.
Every federal, state, and utility incentive for heat pumps, insulation, air sealing, and weatherization in New York — cross-referenced and kept current.
Tell us about your project. We'll match you with local pros and every rebate you qualify for.
NYSERDA
- Type
- State Authority
- Website
- www.nyserda.ny.gov
- IRA allocation
- $317.7M ($159.3M HOMES + $158.4M HEAR)
Active rebate programs
6 programs currently accepting applications in New York.
| Program | Amount | Eligibility | Status |
|---|---|---|---|
| Comfort Home (Attic + Rim Joist) | $2,500 | All homeowners | Active |
| Comfort Home (Wall Insulation) | $3,000 | All homeowners | Active |
| Comfort Home (Windows) | $2,000 | All homeowners | Active |
| EmPower+ (Income-Eligible) | Up to $14,000 | Income-qualified; base cap $12,000-$14,000 low-income or $6,000-$7,000 moderate-income, plus itemized federal HEAR add-ons | Active |
| Home Performance with ENERGY STAR | Varies | BPI-certified contractor assessment | Active |
| Con Edison Weather Ready Weatherization | Up to $3,500 | Con Ed customers, up to 50% of cost ($2,000-$3,500 most homes, $1,000-$1,750 heat pump homes), stacks with NYSERDA | Active |
Run the numbers for New York.
Free, no account needed. Every figure is cited, so you have a benchmark before a New York contractor quotes you one.
IRA implementation status
How New York is implementing the Inflation Reduction Act home energy rebates.
Metro areas in New York
Local utility programs and municipal incentives by metro area.
Local Law 97 carbon caps on large buildings. Con Edison + NYSERDA stacking. Gas ban (LL 154) in new buildings effective 2026-2027.
National Grid territory
National Grid territory
Rebates are step one
Once you know what New York pays, here's the rest of the path: what order to do the work in, and what belongs on a fair quote.
What order to do it in
Envelope first, equipment second — how to sequence a retrofit to your budget and your rebates' deadlines.
How to read a quote
What belongs on a heat pump or insulation quote, and the red flags that mean keep shopping.
What attic insulation costs
Per-square-foot prices by material, and why this is the work rebate programs subsidize hardest.
Claim rebates after install
The document kit, the application walkthrough, and the mistakes that get claims rejected.
Rebates cover part of it. Here's the rest.
What New York pays is the first rung. These cover the money questions underneath it: the 2026 federal rules, the state and utility loan programs worth checking before a bank, and the borrowing routes that come after.
How to pay for it
The whole money picture in order of cost: rebates first, then low-interest loans, then borrowing.
State energy loans
The state and utility loan programs we have verified at the administrator, with rates and conditions.
The 2026 rebate rules
What DOE Program Notices 26-1 and 26-2 changed about HEAR and HOMES, and which states are live.
Latest New York energy news
Recent New York rebate, policy, and efficiency coverage from our monitored sources.
Most NYC buildings met emissions standard in first compliance year
New York City's building emissions law, Local Law 97, just finished its first year of enforcement, and most buildings passed. The law applies to buildings over 25,000 square feet and requires them to meet greenhouse gas limits or complete certain one-time upgrades. Of roughly 29,000 buildings required to report on 2024 emissions, 95% either met their limit or filed the required paperwork on time. Owners who fell short often got there through fairly ordinary upgrades: better lighting, sealing up the building envelope (gaps and leaks in walls, windows, and roofs that let conditioned air escape), heat pumps, and smarter building management systems. For the smaller share of buildings that missed the mark, the city is now sending deficiency notices and fines rather than easing off. Fines can run up to $268 per ton of excess carbon emissions, though owners can sometimes offset penalties by paying into an affordable housing fund, submitting a decarbonization plan, or showing they're already underway with retrofits. Roughly 470 buildings exceeded their limits, and most of those were only modestly over. None of this applies to typical single-family homes, since the law targets larger buildings. But it matters if you live in a co-op, condo, or rental building covered by the rule, since your building's owner or board may soon face pressure to invest in upgrades like heat pumps or efficiency improvements. The bigger test comes in 2030, when limits tighten sharply and buildings will need to cut emissions by 40%, likely pushing many owners toward deeper retrofits than what got them through this first round.
New York Public Service Comission approves meter socket adapter pilot
New York regulators have approved a two-year pilot program allowing wider use of meter socket adapters, devices that plug directly into a home's electric meter and let solar panels, battery storage, or EV chargers connect there instead of running through the home's main electrical panel. That matters because upgrading a main panel to handle these systems can be expensive, and the adapters are meant to let homeowners skip that cost. Starting June 1, 2027, New Yorkers will be able to submit applications for solar, battery, or EV charger installations using an adapter from a utility-approved list. The pilot runs two years, after which utilities must report on how it went, including any safety or operational issues. The effort was pushed by adapter makers ConnectDER, Tesla, and Enphase Energy, along with solar companies and advocacy groups including Sunrun, NYSEIA, and ACE NY. New York isn't alone in moving this direction. Delaware made similar rules permanent this past spring for its utility, Delmarva Power. Colorado's governor signed a law in May 2026 directing regulators there to set up a standard process for these adapters by the end of the year. And Enphase says its own adapter model has now been approved by 80 utilities across the US and Canada. If you're considering solar, a battery system, or a home EV charger, it's worth asking an installer or your utility whether a meter socket adapter could apply to your home once New York's program takes effect, since it could lower the cost of the project by avoiding a panel upgrade.
Insulating a Trussed Cathedral Ceiling
A homeowner in Rochester, NY is renting out a tricky insulation question for an advice forum, and it's worth knowing about if you have an older cathedral ceiling (one that follows the roofline, with no flat attic above). The house has a mid-1980s addition with a vented roof, meaning air is meant to flow from soffit vents at the eaves up to a ridge vent at the top, carrying moisture out. But the ceiling cavities were found packed tight with cellulose insulation sagging against stretched poly sheeting, with no baffles (channels that keep the airflow path open), so the venting likely hasn't worked properly in 40 years. The deeper problem is the framing. The roof is built with trusses rather than solid rafters, leaving only about 5 inches of depth to insulate near the walls, not enough to hit the insulation levels recommended for this climate zone. The roof sheathing also needs replacing eventually, which rules out spraying foam directly under the roof deck for now. The homeowner is weighing a "cut and cobble" approach, which means hand-fitting rigid foam board pieces into each rafter bay, combined with mineral wool batts, while trying not to lower the ceiling height. This is a niche, technical situation, but it's a useful reminder: vented cathedral ceilings depend on unobstructed airflow from soffit to ridge, and older homes often have that airflow blocked by insulation installed without baffles. If your home has a cathedral ceiling from this era, it may be worth having someone check whether the venting is actually working.
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New York: up to $14,000 back right now
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